Transportation Modes
Drivers and Vehicles
Auto Liability

Consumers, in general, should purchase the CDW/LDW, at least for short-term rentals

Article provides rationale as to why they should not be used

Info on disclosure of the use of aftermarket crash parts in repairs

The cost of replacing air bag components after a collision is one of the largest cost increases in repair

Some states have spoken on the issue of multiple auto policies and anti-stacking provisions

State auto residual market plans

Michigan’s residual market mechanism for automobile insurance

Administers the automobile assigned risk plan for North Carolina

Covers four critical areas of loss control

Legal advice to assist small business and individuals understand their rights

What to do when your auto insurer totals your car

Provides definitions for auto policy terminology

The issues facing the nation’s auto insurers and consumers

Series of articles related to fleet exposures and coverages

Key facts and current developments

Usually coverage arising out of the ownership, operation or maintenance of an auto is excluded by the CGL

The challenge is to figure out what is considered an

Outlines 2004 Connecticut High Court ruling limiting emotional distress recovery

Coverage issues related to the personal auto policy & business auto policy

Describes required and optional automobile insurance coverages

Covers the basics of six types of auto insurance coverage

Definitions of key terms

Here are some points to consider before using a non-owned vehicle

Illinois, Arizona, Louisiana have expanded uninsured motorist/underinsured motorist coverage to hired and non-owned

An Insurance Perspective

How to buy wisely, save money and make claims

Consumer's guide to car insurance

Answer to common consumer questions

Do I need insurance to rent a car?

Recent developments on the dangers associated with driving and cell phone use

Commercial auto policies specify the extent of coverage provided by using symbols to indicate the breadth of protection

Comparison of passenger cars, station wagons/passenger vans, pickups and utility vehicles

Calculator includes the impact of indirect costs of fleet accidents

A fact sheet on US national crash statistics

Results of a 2000 study

Focuses on three (3) broadly accepted types of Diminished Value

An analysis of property coverages under the personal auto policy

Explains auto insurance coverages

Take precautions and avoid hassle by knowing what to do after an accident

How drunk driving affects auto liability insurance losses

How to utilize an eyewitness to a vehicle accident

A summary of the law effective Jan 1, 2008 - the reformed PIP/no-fault auto insurance provisions - PIP medical benefits

Personal Injury Protection (PIP) fee schedule benefit rates

GAP is an acronym for Guaranteed Auto Protection

The continuing debate about whether generic parts are as good as parts from OEMs

Provides definitions of automotive terminology

An explanation of the basics

Advice for consumers

Outlines 20 items related to conducting an independent automotive damage appraisal

Compared to the Drive Other Car coverage (DOC) endorsement

FAQ answers common legal questions related to auto liability insurance

Study looks at intra-company differences in profitability for insurers that actually participate in each state market

Personal Injury Protection (PIP) is mandatory auto insurance coverage in Kentucky

Loading & unloading claims commonly arise in a business setting

How the PAP and BAP differ in covering loading and unloading claims

Chart of which states require minimum liability, PIP, no-fault or uninsured motorist coverage

The following table lists the minimum requirements in all 50 states and D.C.

Understand the motor vehicle accident claim process

Covers Missouri law

Explains BAP symbol 19

Establishes rules and premium rates for auto liability insurance in North Carolina

Personal Injury Protection (PIP) fee schedule rules

Reporting to NMVTIS vehicles that have been in the possession of auto recyclers, junk and salvage yards

Reporting to NMVTIS which is a repository of information on salvage vehicles, including “total loss" vehicles

No-fault applies to state laws that provide for payment of no-fault first-party benefits & restrict the right to sue

The no-fault system is viewed by opportunistic claimants as a kind of macabre lottery

What you need to know

A description of the coverage

Examples of how a business is liable for accidents caused by employees driving their own vehicles

Text of regulations 68 and 83 the no-fault medical fee schedule (fees), opinion letters and more

Ties Personal Injury Protection (PIP) reimbursements to the workers compensation fee schedule

Vicarious Liability for Car Owners

Examines the debate, relevant case law, and ISO's response

An overview of coverages provided by the PAP

A summary of the law in each state - tort law or no-fault as of August, 2007

The importance of preservation of physical evidence in traffic accident litigation

Summaries of reports

You will barely be able to believe the pressure that insurance adjusters will put on you to make a recorded statement

Issues that the courts have addressed with respect to the rejection of UM/PIP coverage

Uses and Abuses of Vehicle Data Recorder Evidence in Criminal Trials

2005 Connecticut court ruling on uninsured motorist limits and self-insured requirements

Covers older drivers and automobile accidents

A metholodology for estimating the cost of auto accident insurance claims

The negligent entrustment concept may make companies responsible for their employee's behind-the-wheel behavior

Individuals involved in auto accidents may allege that they have experienced a post-traumatic stress disorder (PTSD)

August, 2004 overview of the insurance market for the trucking industry

The rates shown in the rate table are for a one-year basic liability policy

Car insurance-related topics for consumers

Interpreting the

Telematics devices offer fleet operators, insurers and risk managers insight into driving behaviors